Free Financial Calculators

Fast, no-signup calculators for loans, mortgages, savings, investing, debt payoff, and retirement planning. Pick a calculator below to get started.

Loans

Loan Payment

Calculate your monthly loan payment, total interest, and total cost for any personal, auto, or installment loan.

Loans

Mortgage Payment

Estimate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI).

Loans

Amortization Schedule

Generate a year-by-year amortization schedule showing principal, interest, and remaining balance for any fixed-rate loan.

Loans

Car Loan

Calculate your monthly auto loan payment, total interest paid, and the full cost of financing a vehicle purchase.

Investing

Compound Interest

See how your savings or investments grow over time with monthly compounding and optional monthly contributions.

Investing

Simple Interest

Calculate simple interest earned or owed on a principal amount over a fixed time period.

Investing

ROI

Calculate the return on investment (ROI) and annualized ROI between an initial investment and its final value.

Investing

Rule of 72

Use the Rule of 72 to estimate how long it takes to double your money at a given interest rate — or find the rate needed to double in a target time.

Investing

Dividend Yield

Calculate the dividend yield of any stock and estimate your annual and monthly dividend income based on shares owned.

Investing

Stock Return

Calculate total stock return including capital gains and dividends received. See your exact profit or loss on any stock position.

Savings

Savings Goal

Find out how much you need to save each month to reach a specific savings goal by a target date.

Savings

Emergency Fund

Find out how large your emergency fund should be and how long it will take to build it at your current savings rate.

Savings

Savings Interest

Calculate how much interest your savings account will earn over time with a given APY, including the effect of monthly deposits.

Savings

College Savings

Calculate how much you need to save monthly for college using a 529 plan. Accounts for tuition inflation, investment returns, and your current balance.

Debt

Debt Payoff

Find out how many months it will take to pay off a debt and how much total interest you will pay.

Debt

Credit Card Payoff

Calculate how long it will take to pay off a credit card balance and how much interest you will pay at a given monthly payment.

Retirement

Retirement Savings

Project your retirement savings balance based on your current age, savings, monthly contributions, and expected return.

Budgeting

Monthly Budget

Plan your monthly budget by entering your income and expenses. See exactly how much you have left over — or where you are overspending.

Personal Finance

Net Worth

Calculate your net worth by subtracting total liabilities from total assets. Track your financial progress over time.

Personal Finance

DTI Ratio

Calculate your debt-to-income (DTI) ratio to see if you qualify for a mortgage or loan. Understand what lenders look for and how to improve your DTI.

Economics

Inflation

See how inflation erodes purchasing power over time. Enter a dollar amount and find out what it is worth in a future or past year.

Everyday Finance

Tip

Calculate the tip amount, total bill, and per-person split for any restaurant or service. Supports custom tip percentages.

Business

Break-Even

Find the sales volume at which your business covers its costs. Enter fixed costs, variable cost per unit, and price per unit.

Income

Hourly to Salary

Convert an hourly wage to an annual salary — or an annual salary to an hourly rate. Supports custom hours per week.

Income

Paycheck

Estimate your net take-home pay after federal income tax, Social Security, Medicare, state tax, and 401(k) contributions for any salary.

Income

Freelance Rate

Calculate your minimum and recommended freelance hourly rate based on your desired income, expenses, taxes, and billable hours.

Real Estate

Rent vs. Buy

Compare the true cost of renting vs. buying a home over any time horizon. Accounts for mortgage payments, equity, appreciation, taxes, and rent increases.

Real Estate

Home Affordability

Find out how much house you can afford based on your income, debts, down payment, and mortgage rate using standard lender guidelines.